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$325Wells Fargo's offer, as shown on Wells Fargo's own site (Oct 8, 2026)Wells Fargo: $325 for $1,000 in direct deposits — ends October 13
Open a new Everyday Checking account and receive $1,000 or more in direct deposits within 90 days.
Our take
Same easy requirement as Chase ($1,000 total direct deposits), $75 less, but it ends Tuesday, Oct 13 — if you've been meaning to grab a Wells bonus, this is the week. The $500 direct-deposit fee waiver is the one to set up on day one.
What you have to do
- Open a new Everyday Checking account online through the offer page (code applied automatically) by October 13, 2026
- Make $1,000 or more in qualifying direct deposits within 90 days of enrollment
- Bonus deposited within 30 days of meeting the requirement
- New Wells Fargo checking customers only; $25 minimum opening deposit
Fees to avoid
$15 monthly fee, waived with $500+ in monthly qualifying electronic deposits, a $1,500 minimum daily balance, $5,000 in combined balances, or for primary owners 17–24.
Verified: Wells Fargo's checking offer page, Oct 8, 2026 (re-checked 7:25 PM): “Limited Time Offer: ends October 13, 2026. Earn a $325 bonus as a new checking customer, when you open a new Everyday checking account then make $1,000 or more in qualifying direct deposits within 90 days of account opening. … Your bonus will be deposited into your new checking account within 30 days of meeting offer requirements. Avoid the $15 monthly service fee with one of the following each fee period: $1,500 minimum daily balance. $5,000 or more in qualifying deposit balances, investment balances, or both. $500 or more in total qualifying electronic deposits. The primary account owner is 17 to 24 years old.” Source: accountoffers.wellsfargo.com. Offers change; the bank's page is final.
Advertiser & referral disclosure: StackTheDeal may receive a referral bonus or commission when you apply for a card or open an account through links on this page. That never changes which offers we post or what we say about them. Offer terms are as shown on the issuer's own page on the date checked; the issuer's page is final, and offers can change or end without notice. We are not a bank or lender and do not make credit decisions. How we make money.
Common questions
Do I need a job with payroll, or does a Zelle or PayPal transfer count?
Wells Fargo's terms define a qualifying direct deposit as an electronic deposit of your salary, pension, Social Security or other regular monthly income. Person-to-person transfers, ATM, mobile and branch deposits don't count. If your payer sends it by ACH as income, it generally qualifies — check the terms if unsure.
Answered by StackTheDealHad Wells Fargo checking before. Can I still get this?
The offer is for new consumer checking customers only, and anyone who got a Wells Fargo consumer checking bonus in the past 12 months is excluded. If you've had a Wells Fargo checking account before, check the full terms on the offer page for the lookback that applies to you.
Answered by StackTheDealHow long until the $325 posts?
Wells Fargo deposits the bonus within 30 days after you meet the requirement. Most people report it landing around 3 to 4 weeks after their qualifying deposits total $1,000.
Answered by StackTheDealCan I close the account after the bonus?
Wells Fargo's terms require the account to stay open through the time they deposit the bonus, within 30 days of qualifying. There's no stated clawback period on the offer page, but keeping it open a few months avoids any abuse flag.
Answered by StackTheDealIs this a hard credit pull?
No. Opening a Wells Fargo checking account is a soft inquiry that doesn't affect your credit score.
Answered by StackTheDealWill I get a tax form?
Yes. Bank bonuses are reported as interest income on a 1099-INT and are taxable.
Answered by StackTheDeal
Questions about this offer?
💬 Ask us and we'll check it for you: message us on WhatsApp or email stackthedeal@gmail.com. Found it cheaper? Tell us and we'll update the post.