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Ink Business Cash: $750 back after $6,000 in 3 months — no annual fee

What the bonus is worth: Or 75,000 points if you also hold a Sapphire or Ink Preferred.

Business card; the identical offer is on Ink Business Unlimited (1.5% on everything).

Our take

$750 for $0 fee is the quiet star of this list. The 5% office-supply category is gift-card territory (Staples and Office Depot sell them), which stretches it further. Ink Unlimited has the exact same $750 offer with flat 1.5% back if you'd rather not think about categories.

Who it's for

Small-business owners (including sole proprietors) who want a no-fee card with a real bonus. Office-supply gift cards make the 5% category stretch.

Rates & fees at a glance

Welcome bonus	$750 cash back
Spend requirement	$6,000 in the first 3 months
Annual fee	$0 (Business card; the identical offer is on Ink Business Unlimited (1.5% on everything))
APR	0% intro APR on purchases for 12 months, then 16.99%–24.99% variable
Earns	cash back (as Ultimate Rewards points)
Network	Visa
Checked	Oct 8, 2026 on Chase's site

How to stack it

• Time the application with a big planned expense (insurance, tuition, a trip) so the spend requirement is money you'd spend anyway.
• Shop through a cashback portal and the card's own offers (Chase Offers, Amex Offers, Capital One Offers) while meeting the spend — the bonus stacks on top of normal earning.
• Set a calendar reminder for the end of the spend window and another before the first annual fee posts.

Verified: Chase's Ink Business Cash page, Oct 8, 2026: “Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening.” Annual fee $0. Ink Business Unlimited page shows the same $750 after $6,000. Source: creditcards.chase.com. Offers change; the issuer's page is final.

Advertiser & referral disclosure: StackTheDeal may receive a referral bonus or commission when you apply for a card or open an account through links on this page. That never changes which offers we post or what we say about them. Offer terms are as shown on the issuer's own page on the date checked; the issuer's page is final, and offers can change or end without notice. We are not a bank or lender and do not make credit decisions. How we make money.

Common questions

Is the $750 really $750?

Yes: 75,000 Ultimate Rewards points redeemable at a penny each, which is $750 cash. Pair it with a Sapphire card and the same points are worth more on travel.

Answered by StackTheDeal

How does the spend work?

$750 cash back after $6,000 in purchases in the first 3 months. There's no partial tier on the current offer: miss $6,000 and you get nothing, so plan the spend before you apply.

Answered by StackTheDeal

What spending earns 5%?

Office supply stores and internet, cable and phone services, up to $25,000 a year combined. Gas and restaurants earn 2%.

Answered by StackTheDeal

Does this count on my personal credit?

No. Chase business cards don't report to personal credit bureaus unless the account defaults. The application does do a hard pull.

Answered by StackTheDeal

Sole proprietor with no EIN. Can I apply?

Yes. Apply with your Social Security number and your own name as the business name. Chase asks for annual business revenue; be truthful.

Answered by StackTheDeal

Does the bonus get taxed?

No, it's earned by spending, so it isn't income.

Answered by StackTheDeal

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Questions about this offer?

💬 Ask us and we'll check it for you: message us on WhatsApp or email stackthedeal@gmail.com. Found it cheaper? Tell us and we'll update the post.